When someone slips and falls at your home, it can quickly turn an ordinary day into a stressful situation. You want to make sure the person is okay, but you may also be worried about whether you’ll be held legally or financially responsible.

The truth is, slip and fall accidents don’t just happen in stores or on sidewalks, they can happen at private residences, too. And when they do, they can get complicated fast, especially when insurance companies get involved. Knowing what to do in the moment and what your responsibilities are as a homeowner can protect both your guests’ well-being and your own peace of mind.

Here’s what to keep in mind if someone slips and falls at your house.

Make Sure They’re Safe

Your first priority should always be the injured person’s health. If the fall seems serious, call 911 right away. Even if the injury looks minor, encourage them to seek medical care. Some injuries like concussions, sprains, or fractures, don’t show full symptoms until hours later.

Document What Happened

As soon as possible, take photos of the area where the fall occurred. Capture any hazards, such as:

• Wet or slippery floors
• Uneven steps or loose rugs
• Poor lighting
• Clutter in walkways

If there were witnesses (family, neighbors, or others present), document their account of what happened, and ask for their contact information in case their statements are needed later.

Report It to Your Homeowner’s Insurance

Most slip and fall cases at private homes are handled through homeowner’s insurance. Your policy may cover medical expenses and other damages if you’re found liable. Notify your insurer promptly, stick to the basic facts, and avoid speculating about fault.

Understand When You May Be Liable

In Texas, homeowners can be held responsible for slip and fall injuries if a dangerous condition existed on the property, and you knew (or reasonably should have known) about it, and you failed to fix it or warn guests about it.

For example, if you knew your front steps were broken but didn’t repair them or warn a visitor, you may be liable. On the other hand, if someone tripped over their own untied shoelaces, that’s not on you.

What to do After Someone Slips and Falls At Your Home

If the accident happened at your home, your property insurance will be your go-to – that’s one of the aspects you pay for. But slip and fall cases are rarely straightforward. Injured guests may hire their own attorney, and your insurance company may try to minimize payouts, and their attorney may try to go after personal assets and not just your property insurer. An experienced attorney can:

• Review your homeowner’s policy
• Communicate with the insurance company on your behalf
• Advise you on your liability and legal options
• Protect your rights while ensuring the injured person gets fair treatment

Contact Us at McKinney Vos PLLC for Guidance

When someone slips and falls at your house, you may feel caught between helping a friend or guest and protecting your own interests. At McKinney Vos PLLC, our Austin-based team has guided countless Texans through slip and fall cases from both sides—injured parties and homeowners. We’ll review your situation, explain your rights and responsibilities, and help you navigate the insurance and legal process with confidence. Call our office today to schedule a free consultation.